How the Loan Process Works

	Are you looking for a mortgage loan? We will be glad to help! Give us a call at 770-792-7979. Want to get started? Apply Here.

There's no question ; getting a mortgage loan is a complicated process. You would not be looking up loan information if you could get a mortgage loan in one day by filling out a simple application. We do the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

There are four important steps involved in getting a mortgage loan.

Step one: Decide how much you can afford

This is a function of a couple things. How much of a monthly payment can you afford? What is the maximum you can borrow from a lender, given your income and credit history? You can get a good idea of your preferred payment amount using the calculators on our website. And we can guide you to the right loan amount and best program for you when you answer a few questions. Because lender guidelines are fairly standard, we can give you a good idea of how much you can borrow after a short conversation.

Step two: complete a pre-qualification

This is where the rubber meets the road and GA JUMBO Mortgage Rates Capital City Mortgage Investments, Inc. Marietta GA can really save you money. You will supply info on your current job, your assets, and residence history. You'll provide your employment, asset, and residence history information. We get your permission to pull your credit score and report. After we've finished reviewing this information, we'll give you a pre-qualification letter. Handle it with care — it can be a useful tool when you make your offer! Your REALTOR® will use the pre-qual (as they may call it) in order to make the best offer on the home you choose. While you're shopping for your new house with your REALTOR™, we find the best program for you.

Step three: apply for your loan

Once you have made an offer and the sellers have accepted, it's time to apply for the loan. It's very easy, and you can do it online, right here on our site. At the end of this step, we'll order an appraisal of your new home.

Step four: funding

Your REALTOR® and the seller's will work together to find a title company to take care of the funding of your loan. We'll coordinate with this company to make sure all the papers your lender will require are available, and you'll probably}likely sign all these papers at their officeWe work with with this company to set your closing date. Because you don't have to worry with this coordination, you can think about the move, paint colors, new carpet, and all the details of moving into a new home.

You've answered a few questions, provided lots of information, applied online, and Before you know it, you're moving! GA JUMBO Mortgage Rates Capital City Mortgage Investments, Inc. Marietta GA is in the business of mortgage loans; you're not — so we take care of the details. Doesn't that make sense?

Have questions about the loan process? Call GA JUMBO Mortgage Rates Capital City Mortgage Investments, Inc. Marietta GA at 770-792-7979. We answer questions about the loan process every day.